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Leading non-banking finance company Shriram City Union Finance Ltd has got fair trade regulator CCI's approval for tpg investment india proposed merger of its two group companies through a multi-stage transac Piramal Enterprises, a firm promoted by Ajay Piramal, had acquired 9. TPG, a leading global private investment firm, has picked up a For global institutional investors that have been wary about investing in India for the past few years, the tide has turned and India has again become a must-have market.

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Status: Answered. They use an unethical ploy to suck you into a purchase. I requested cancellation and refund the next day. Unethical business practices. S Research responded. The pruchase is non refundable. Have 1 year to decide. Purchase made on a Saturday. No satisfaction was allowed by Stansberry Research. Refund the charges and cancel the program. I explained I was more interested in investing in opportunities in India as upposed to china the purchase.

They use a ploy that forces you to make a decision fast instead of being able to think on it more. The email closed with "Please respond with how you would like to proceed. We will process your request and confirm once completed. This email also closed with "Please respond with how you would like to proceed. I am interested in opportunities in India, however. Do not cancel. Based on this request, the service is still active and has not been canceled. In addition to this email, we are attaching over the original order form associated with the order - which clearly states in bold letters "we cannot offer cash refunds.

By taking advantage of this offer, you understand that there are no refunds. If you do decide that our research is not right for you, let us know and we'll happily issue a prorated credit which can then be applied toward other Stansberry Research products within a year of your cancel date. Please contact our Member Services Department information above to request a cancellation or cancel online. Customer Response. Full refund to credit card. I don't like or trust your business practices.

Not interested. Thank you. We received your response from the better business bureau. If you would like to move forward with the credit that was outlined in the order form to please let us know. Please let us know if we can assist with anything else and have a wonderful day.

Click here to lock in your spot. This message may contain privileged or otherwise confidential information. If you are not the intended recipient, please delete the message and any attachments without using, copying or disclosing the contents. A credit refund was offered via email, as cited from the customer, as well as additional email chains previously cited. Additionally, via this complaint. The full details around the terms were previously attached.

As noted through this case, and to the customer directly, we're happy to cancel for a full Stansberry Account Credit, as agreed upon within the original terms of order. The customer is able to cancel online for the credit, confirm a credit refund request via one of the email chains with our Representatives or call our Customer Service Team Monday-Friday from 9am-5pm EST at Status: Resolved.

I thought I had a credit but apparently I did not. Ordered a subscription and immediately cancelled when I was told I didnt. They refused to refund. I Ordered a subscription and immediately cancelled when I saw it was charged to my credit card.

I thought it was going to be used toward my credit. The website portal does not show credits on the accounts. I then immediately canceled the subscription and call customer service to let them know what had happened. They refused to refund my account or do anything to solve the issue.

Due to the confusion, Mr. We did not hear back from Mr. The dispute has been closed and the charge has been put back on my card. Stansberry has to make the refund at this point. And I explained to the rep that the dispute was being closed, I asked him to follow up when that happens and he told me the refund still wouldn't be given. We requested an update and are not being provided with this same status. We ask that the customer continue to request updates directly from the card company in which he placed the dispute with.

You have to refund to my card at this point. They specifically told me that. This was on September 25th. They said from here you would have to give the refund. To eliminate further back and forth communication via this case, we reached out to Mr. He has our direct contact information should he need any additional assistance.

I will continue to use your services in the future. I would like a full refund of my subscription. I initially called in within the first 30 days to request a refund to no avail. A few months ago, I called in to request a refund and was told that I cannot receive a refund after 30 days of beginning the subscription.

I told them that I tried to call in but they stated that they didn't have a record of it. Plus, I informed them that I was promised a full refund if their service did not meet expectations. This morning, I called again to request at least a pro-rated refund. After being put on hold to speak with his manager, he stated that they will uphold the policy of a 30 day money-back and not issue a cash refund but rather a credit to purchase other services and products with them.

I told him that I did not want to purchase anything from them ever again and would like a full refund as I lost money on every single recommendation from them. For Stansberry to honor their word and issue a full refund as promised when I purchased the subscription. I do not want to resort to legal action and campaign smearing. I simply want my cash refund. The Stansberry Innovations Report service was discussed but a cancelation request was not made. He mentioned that he would like to cancel but once the Representative provided a detailed walkthrough on how to access the information, he decided to keep the Stansberry Innovations Report but continue to cancel the Daily Wealth Trader.

As an exception was made for the Daily Wealth Trader cancelation request. We did not hear from Mr. We did honor the terms agreed upon and canceled the service for a prorated Stansberry Account credit. Reference attachment of credit on customer's account. This credit must be used within 1 year days and will expire after that.

Please note, for your convenience, any future invoices such as renewals, open installment payments and or maintenance fees, will be automatically deducted for any credit balance first. Additionally, within the next year, you can use this credit towards any future purchases just by contacting our Member Services department.

Why would I want a credit when I don't want any of their products or services? It's a scam. They promise good information and give vague information. I want at least the prorated amount for a refund. Every single recommendation led to a loss. Zero gains. It's a scam and I want a cash refund. We are attaching the Stansberry Innovations Report Lifetime order form and confirmation email associated with the order in question.

Received bill yesterday at 36 days, After discussing their lack of mnotification.. After discussing their poor customer service and lack of business ethics I informed them I would not renew my other subscription and they lost a good customer. Our records indicate that we reached a resolution with Mr. We reached out to Mr. I have not been able to access any information from the website given, will not load. However I have been charged for a renewal of my subscription.

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The New York Times reports that: "now, many shops in China no longer accept dollar-based credit cards issued by foreign banks It's even happening here in the USA Most Americans don't know that some states in the Mid-West are already using "alternative currencies" An NBC News affiliate in Michigan reports that "new types of money are popping up across Mid-Michigan and supporters say, it's not counterfeit, but rather a competing currency.

Right now, for example, you can buy a meal or visit a chiropractor without using actual U. Treasury Dept web site says that, according to Coinage Act of "There is USA Today reports that the largest of these local currencies is a currency called "Berkshares," which are being used in the Berkshires region of western Massachusetts.

In Washington, DC, just 25 miles from my office, some stores have begun accepting euros. Of course, the euro isn't much more stable than the dollar right now. You see, no matter what the government decides, stores and businesses will accept whatever they believe is a strong currency.

As Texas Representative Ron Paul wrote recently: "If you walk into a to buy a soda, the clerk doesn't have to accept your dollars, he could demand euros, silver, or copper. But because legal tender laws backing the dollar have caused the dollar to drive other currencies out of circulation, [right now] it is easier for stores to accept dollars. Many places in Texas now accept Mexican pesos for payment.

And not only Manhattan, but in New York's favorite summer playground There, an art gallery assistant was quoted by The Real Deal: "I wouldn't want to discourage a sale in any way because of a currency issue. The Chicago mercantile exchange the world's largest futures and commodities exchange board , now accepts gold to settle futures contracts. Until recently, the exchange typically accepted only U. These guys obviously see the writing on the wall. This would have all been completely unthinkable 10 years ago, but today it's a reality.

And this trend is going to keep moving incredibly fast. That is why The smartest investors are taking action Bill Gross, who probably knows as much about currencies and debt as anyone in the world, runs the world's biggest bond fund. He was quoted by Bloomberg: "We've told all of our clients that if you only had one idea, one investment, it would be to buy an investment in a non-dollar currency. That should be on top of the list. If something isn't done soon, I believe the dollar could lose its status as the world's reserve currency and medium of exchange, something that would lead to a huge decline in the standard of living for U.

But think about it Are we as Americans really immune to the laws of economics and finance? I don't think so. And every circumstance I know of, in which a government has tried to inflate its debts away, has ended in disaster. It will happen here too. As Jim Rogers says: "History teaches us that such imprudent monetary and fiscal behavior has always led to economic disaster.

Zoellick, in a speech at the School for Advanced International Studies at Johns Hopkins University, recently said: "The United States would be mistaken to take for granted the dollar's place as the world's predominant reserve currency.

Looking forward, there will increasingly be other options to the dollar. A paper entitled "Reserve Accumulation and International Monetary Stability," written by the Strategy, Policy and Review Department of the IMF, recommends that the world adopt a global currency called the "Bancor" with a global central bank to administer the currency. The report is dated April 13, This is a deadly serious proposal in an official document from one of most powerful institutions in the world.

Do you see where this is all heading? As Brazilian economist and strategist Ricardo C. Amaral added that we will soon see: "the major collapse of the US dollar creating the biggest international monetary crisis the world has ever seen In short: It's not hard to see why people are no longer accepting U. I'll show you exactly what to do in a moment. But first let me explain why the collapse of the dollar as the world's reserve currency could happen much sooner than most people expect Economy I know many of my friends, colleagues, and family members are still in serious denial.

In the world of psychology, they call this the "normalcy bias. The normalcy bias causes smart people to underestimate the possibility of a disaster and its effects. In short: People believe that since something has never happened before We are all guilty of it The normalcy bias also makes people unable to deal with a disaster, once it has occurred. The normalcy bias often results in unnecessary deaths in disaster situations.

Wealthy Jewish families Many of the German Jews, brilliant, cultured, and cosmopolitan as they were, were too complacent. They had been in Germany so long and were so well established, they simply couldn't believe there was going to be a crisis that would endanger them. They were too comfortable. They believed the Nazi's anti-Semitism was an episodic event and that Hitler's bark was worse than his bite.

Events moved much faster than they could imagine. Just think about what was going on at the time. Jews were arrested, beaten, taxed, robbed, and jailed for no reason other than the fact that they practiced a particular religion. As a result, they were shipped off to concentration camps.

Their houses and businesses were seized. That's the normalcy bias We saw the same thing happen during Hurricane Katrina Even as it became clear that the levee system was not going to work, tens of thousands of people stayed in their homes, directly in the line of the oncoming waves of water. People had never seen things get this bad before As a result, nearly 2, residents died. The normalcy bias kicks in Well, we're seeing the same thing happen in the United States right now.

We have been the world's most powerful country for nearly years. Most of us in America simply cannot fathom these things changing. But I promise you this: Things are changing For a moment, just look at a tiny fraction of the evidence around us That's over three years! Or how about this The Fresno shanty town has received the most publicity, after a visit by Oprah Winfrey. There, about 2, residents are homeless. They even have a security desk at the shelter, because the encampment has gotten so large.

City officials say they have three major encampments near downtown, and smaller settlements along two local highways. How in the world can we possibly spend our way out of the current crisis? We certainly can't do it with savings Take the unemployment rate, for example.

Back in the s, anyone without a job but not retired was considered "unemployed. So when people's benefits expire, they are no longer counted I know. But the reality is, the true unemployment rate is much, much higher than what the government is reporting. If you don't believe me, look at two job postings I read about recently And in Massillon, Ohio, people applied for a single janitorial job The point is, our country is not growing jobs, because the government makes it harder and harder for businesses.

With current regulations in place, our country will never experience the type of growth necessary to dig our government out of the hole they've put themselves in. I'm sure you think I'm exaggerating, but just look at what the CEO of one of America's most important companies said..

Rodgers agreed that the problem is not higher U. He was quoted in an interview with CNET News: "The killer factor in California for a manufacturer to create, say, a thousand blue-collar jobs is a hostile government that doesn't want you there and demonstrates it in thousands of ways.

Why would anyone want to start a business here, when they can do it for less money It's just another good reason to avoid the U. Me neither. But it's nothing compared to what's going on in the housing sector What could possibly be driving this building mania?

Well, it turns out that buyers don't want homes that were built during the boom, because they sit in neighborhoods that look like ghost towns, and because many of these never-occupied houses are filled with cockroaches and other critters. So local builders are doing the worst possible thing they could be doing in Las Vegas right now Similar scenarios are taking shape in Phoenix and other U. Of course, this might look good for economic numbers, but all it does is make the situation much, much worse in the long run.

Want to see another crazy trick some businesses are using to artificially boost their earnings numbers? This is just incredible to me What could possibly be wrong with these institutions that offer inexpensive education to tens of thousands of students across the country?

Well, to me it's just another symptom of how distorted and crazy our economy and country has become. Here's what I mean One of the crazy practices institutions employ is to actually enroll homeless people into their programs. You probably think I'm making this up Why would they do this? Well, because these folks qualify for federal grants and loans used to pay for college tuition fees.

Of course, the majority of these students will never be able to repay their loans. But the colleges certainly don't care Once again, it's the taxpayers like you and me who will be left holding the bag. And here's another good reason why investors are afraid of holding dollars right now Most Americans think we've had this amazing stock market recovery since the financial crisis of But we are by no means out of the woods.

In fact, during America's last real economic collapse, in the s and s, we saw a similar drop and recovery In fact, the situation is eerily similar. It shows an overlay of what happened in the stock market in compared to In both situations, we saw big crashes, of about the exact same magnitude But what will happen next? Well, if history is any guide, we could well have another big leg down in the stock market. That's exactly what happened 70 years ago. And with all of the problems left unresolved in our economy today, it could certainly happen again, especially if the U.

As The Wall Street Journal reported: "Over the last year the stock market has followed a path eerily similar to Will we continue on the path that led the correction of into a collapse in ? The point is, the cards are seriously stacked against us. This looming currency crisis is inevitable. Almost every state in the country is on the verge of bankruptcy. We have borrowed an impossible amount of money, which we'll never be able to pay back.

Our economy is an absolute mess. Taxes are sky high already And nearly all of the world's major financial players are preparing for an alternative to the U. To me, it is so obvious that we are about to experience a serious currency crisis, that I can't believe people can deny this reality with a straight face.

Again, if you don't believe a currency crisis is coming, just take another look at the price of gold and silver compared to the U. It's obvious that smart investors want to hold gold and silver, not U. Anyone with any sense or basic understanding of economics can tell that the U. And it's going to have major repercussions, which the average American has not yet even considered. So, what can you do? Well, I've done a lot of research on this, and have found that there are a surprising number of simple things you can do to not only protect what you've currently got, but to also potentially make quite a bit of money as this currency crisis unfolds.

Here's what I recommend Well, there's a series of pretty simple financial moves I believe you should begin making, immediately. And here's something I want you to keep in mind: I'm really only going to talk about your finances here.

As far as protecting your family If you live in an urban area, I recommend making sure you've got somewhere you can go in case there are riots or food and water shortages. I think there's a very good chance we'll see that in the next two years. Wherever you're going to wait out the chaos, I recommend you have basic food, water, and medical supplies to last you for at least six months. Remember, you won't be able to count on the government during this crisis.

Think about it And as I said earlier, the truth is, the government won't even try to save individual American citizens If you wait to do these things, however, they will almost certainly get very expensive, difficult, and even impossible to do. If you do these things now, not only will you be better prepared to weather the coming storm, I believe you could also make quite a bit of money over the next few years. And if I'm wrong I think you'll still make very good gains.

Even if all we get out of this crisis is a mild inflation, you will still be set up to do very, very well. So here are the specific steps you should take STEP 1. But remember, desperate governments will do very desperate things.

That's why they outlawed the ownership of gold 80 years ago. That's why they are already talking about "nationalizing" automatic k and retirement plans The good news is, I met recently with a man who is considered one of the top "asset protection" attorneys in America. Don't get me wrong When and if you ever sell these things, years down the road, you are still required to pay taxes on your gains.

But the great thing is, while you are holding these investments, so long as you play by the rules, neither you nor anyone else is required to report them to the government. And this benefit should be obvious The less the government knows about where you have your money, the better. They simply will have a very hard time taking what they don't know you have. I am personally putting a fairly significant portion of my portfolio into one of these assets.

And I plan to hold it for a long time. No matter what happens, I know I'll have a significant amount of money that is beyond the government's grasp. And I will gladly give you access to a copy, free of charge. In addition to explaining how I'm protecting my own money, I'll show you three other places you can put your money, which you legally do not have to report to the U. Of course, normally it would cost you thousands of dollars to meet with my asset protection attorney, and to take advantage of his best strategies.

But I'll reveal everything you need to know to get started in this report. Plus, I'd like to send you the information on What I'm talking about here is buying as much gold and silver as you can reasonably afford. I know But believe me, when the U. The smartest money managers in the world, people like George Soros, David Einhorn, and John Paulson, have all recently taken huge positions in gold. And I think you are crazy to not do the same.

How should you do it? There are many options. And my research firm has recently published a great book, called The Gold Investors Bible, which details in full all of the best ways to own and hold gold bullion. In this volume, we reveal dozens of secrets about the gold industry It explains whey some gold coins are better than others. How to buy gold with ZERO dealer markup. How to easily and safely store some of your gold overseas, very cheaply I'd like to give you instant access to a copy, totally free of charge.

And what about silver? Well, I believe silver will serve a unique role during this currency crisis. Let me explain For most of recorded history, the price of gold has been around 16 times the price of silver. It's not, of course. Today then, gold is selling for more than times the price of silver. What explains the difference between hundreds of years of history and today?

Why is silver still so cheap relative to gold? When silver is "demonetized," as it is now meaning it's not being used for money, but just for industrial purposes , supplies soar as people sell silver for gold and other currencies. On the other hand, during periods of monetary crisis, demand for silver as money pushes the silver ratio heavily in silver's favor. For example, the ratio returned to its historic range 16 during World War I. It happened again in the early s, when Nixon abandoned the gold standard.

It also happened most famously in , when it seemed as if America was really entering a serious money crisis Most people don't know this, but silver is actually the best-performing asset of this century In short, silver is the best hedge against a money crisis. As the dollar fails, silver will once again be in demand as money.

So what are the best ways to buy silver? Well, my firm has done a ton of research on this precious metal. We have found great ways to hold the metal personally We've put everything we know into a valuable guide called: Secrets of the Silver Market. I'd like to give you this valuable resource, also free of charge. I'll show you how to get it in a second. At my research firm, we have been teaching readers this method for several years. And get this: You don't have to buy a single stock to begin using this strategy Keep in mind: this strategy can play out in two very different ways.

Though you'll always be able to keep the initial cash you extract from the market, there is a chance you will be required to purchase the underlying stock, at a price less favorable that its current market value. So please understand, there is risk involved with this strategy, and it probably won't be right for everyone. But this can be such a sound market strategy, especially in times of financial uncertainty, that once you learn how it works, you might decide to never invest the old-fashioned way again.

For example, look at how it has worked for a few of the folks I taught this secret to in recent years Tim Hewitt from Sacramento probably put it best when he wrote me and said: "This has saved my portfolio. This is a great way to get your hands on instant cash.

And in all likelihood, when the stock market gets really bad, as I expect it soon will, this will be incredibly lucrative and safe strategy. I'll explain exactly how this investment strategy works so you can decide if its something that might be right for you. And I'll show you how you could begin to take advantage of it, starting immediately..

Believe me, this is something you want to learn about now. Because as the stock market begins to unravel, this incredible technique will likely get more and more lucrative. I firmly believe there could be riots, marches in the streets, bank runs, massive arrests, and periods of uncontrollable mayhem But the good news is that there is one asset you can own now widely available in America , which should help protect you and your family from this chaos I'm not talking about guns or bonds or gold or other precious metals And of course this has absolutely nothing to do with the stock market.

What I'm talking about is a very powerful asset that wealthy families have used for centuries to protect themselves Best of all, it provided these gains with almost no volatility. Just look at the chart below. See how that blue line goes straight up, without any hiccups? Multimillionaire investor Barton Biggs wrote that this type of asset, throughout history, "protected both your wealth and your life. What the average American doesn't realize is that many of the richest people in the United States have a significant ownership stake in this asset: The Walton family of Wal-Mart fame , Bill Gates, Ted Turner, the Hilton family, Charles Schwab, Microsoft billionaire Paul Allen, the Hunt family of Texas oil fame , the Hearst family, the Ford family, and more As I mentioned, you can easily make this investment today, here in America.

I've written up all of the details on everything you need to know. There are several ways to make this investment. I'll show you what they are. Like I said, this has nothing to do with stocks, bonds, precious metals, guns, medicine, or anything like that. Yet it could save your family I don't want to say any more about it than that, here in this letter. The truth is, the fewer people who know about this investment secret, the better. So how can you begin taking these simple steps, right away?

We have a staff of about 50 people, and our main objective is to find safe and profitable investment ideas that you are not likely to hear about anywhere else. Since we started this business a decade ago, we have helped a lot of people make a lot of money I can only thank [you] for changing my life so much. I look forward to a long and prosperous relationship. Here's the photo he sent below.

He writes: Mr. Reuter added: "We took delivery of her 3 weeks ago and are cruising the Bahamas. He said: "I was working long hours with overtime to make a living when I joined you. The excellent results have allowed me to retire early. But I have to tell you, right now, I am really worried that a lot of our subscribers and many, many hard-working Americans are going to get caught totally by surprise when this inevitable crisis hits.

That's why I created this letter, and that's why I'd like to send you the full details on exactly how I believe this is all going to unfold Remember: The government is not going to save you: If the government couldn't save one small city from the disastrous news coming, then how is it going to save all of us when the [beep] really hits the fan?

You can either let things happen to you Please, just give the work I've done a look The best part is, you can take a look at my research, and receive everything I've mentioned here, at absolutely no risk or obligation. I'll keep you up to date on exactly what's going on regarding this financial crisis, and I'll show you some unusual and incredible ways to make money now and as it begins to unfold.

We have found some great ways to make a fortune as the government continues to try to bail out one failing industry after another. I'll also keep you up to date on what I am doing to protect myself. I'll make sure you stay abreast of changes to the laws and government interventions. In short, I report on all the work my firm is doing So how much does my work cost Why so cheap? Well, to be honest, our business really only works if our subscribers stick with us for the long-term.

But we realize you've got to try our work first, to see if it's right for you. And that's why, through this letter, we're making it so cheap, and essentially risk-free to try. What I mean is, you'll have the next four months to take a look at the Research Reports I've just described, plus the next four issues of my newsletter If you decide for any reason my work is not right for you, just let us know and you can receive a full refund In other words, by taking me up on this offer, you are agreeing only to TRY my work to see if you like it.

I know it will be one of the best financial moves you ever make: I hope you'll consider this offer seriously. I know in my heart it will be one of the best financial moves you ever make. To get started, simply click on the link below, which will take you to a secure order form. Your order will be processed immediately, and you'll have access to all of my work in a matter of minutes. It may contain errors and you shouldn't make any investment decision based solely on what you read here.

It's your money and your responsibility. Share Share this post on Digg Del. It was a constant reminder of how unfair this world can be, I can still hear them taunting him. How come they just couldn't give him some cereal? I skimmed a lot of it, since I already know everything the person was talking about in the article. I don't really like his style, because he comes across as an alarmist, or like a cars salesmen trying to sell you something.

That said, most of the stuff in the article is true. I would take all the advise and situations in the article seriously, but I would absolutely not subscribe to the news letter or whatever they are selling. There is a very serious threat to the US dollar, and it could very well face hyperinflation. Is everything going to collapse within a year? Well that is a bit more questionable. It definitely could, but it may not. Given current trends, things will get a lot worse, very quickly. However, there are real attempts to try to end the trend we are on.

If Ron Paul becomes the next president for example, we may be able to turn things around before a collapse occurs. If you have a lot of money, I would have some in gold in silver. Both have very strong fundamentals and are a great hedge against things like inflation. If you look at gold and silver they been going up for years, and will likely continue to do so. They are both amazing for long term investment. They however have a lot of volatility short term.

So you don't want to get in the habit of watching their prices on a day to day biases because it will drive you crazy. However long term, it is a very good investment, and will protect you from inflation. You have nothing to lose since you will end up eating it no matter what happens, and often you can get food cheaper in bulk, so you can actually save a lot of money with food storage.

It is just smart to have food, in case something happens. It doesn't even have to be economic related, if there is some natural disaster it helps for that too. If you got any questions, I would be happy to answer them. I wouldn't pay for whatever they are selling. Any information they have, you can get for free. I would check out this forum if you are interested in that type of stuff. Gold is Money - The Premier Gold and Silver Forum -- Goldismoney There are some extreme people on the forum who believe the worst case situation will happen, but most people are pretty knowledgeable and know what is going on, and they can probably answer any question you have.

From what is going on in the economy or the government, best way to invest, to how to can your own food.

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